Once applications are submitted, approvals typically occur within 5–7 business days. Physical cards usually arrive shortly after. If you need to convert your credit line into cash, we can connect you with a trusted partner who can assist with liquidation.

Our program is primarily stated income, so documentation is minimal. We do require:

-A personal credit score of 700+

-No more than 2–3 new accounts opened in the last 6 months

-No derogatory marks on your credit report

-Credit utilization below 30%

These cards offer introductory 0% interest rates for 9–18 months, depending on the issuer. After the introductory period, standard variable rates apply.

Yes — in fact, we design it to be. With proper preparation, this strategy can be repeated every 60 to 90 days for new rounds of 0% interest business credit.

Here’s how it works:

Inquiry Removal:

-Experian inquiries can often be removed within 7 business days

-Equifax & TransUnion may take up to 60 days

While that’s in progress, we’re already optimizing your profile for the next round to ensure high-limit approvals.

That means by the time your inquiries are cleared and your profile is ready, we’re positioned to strike again. And long-term?

If your 0% interest period is set to expire, we can plan ahead to stack a new round of 0% credit — allowing you to roll into fresh capital and keep growing without paying interest.

We’ve even helped clients go back to the same bank, round after round, but the key is:

-Perfect payment history

-Utilization kept below 45% (when applying)

-Ongoing prep and strategy

Bottom line:Yes, this process is repeatable — and if done right, we’ll guide you every step of the way to help you secure 0% interest capital again and again.

Yes, it’s absolutely possible but it comes down to how you’re positioned. We specialize in stacking multiple business credit cards and, in some cases, combining them with revenue-based lines of credit (for businesses doing $10K+/mo and operating for at least 1 year).

That said, it’s not just about having a good credit score. What really matters is the credit report, specifically:

Comparable credit: Having a track record of responsible usage on high-limit accounts.

Credit age: The longer the history, the stronger your profile.

Personal utilization & inquiries: The fewer, the better. We’ve helped clients hit $100K–$250K+ in a single round by structuring things the right way. If your profile supports it, $180K is definitely within reach.

If you choose to liquidate your credit line into cash, our partners typically charge a fee of around 6%. This method allows you to access funds without incurring standard cash advance fees (25%+ APR) and retains your 0% interest period.

These are business credit cards, not traditional loans. However, if you need cash, our partners can help liquidate the credit line (tax deductible expense) into your bank account, allowing you to retain your 0% introductory interest period.

As with typical credit cards, you're required to make monthly minimum payments, usually 1–2% of the balance. You're only paying interest on the amount you use.

These are revolving lines of credit, not term loans. You can use and repay funds as needed, and with responsible usage, your credit limits may increase over time.

No. In fact, paying off your balance early and maintaining low utilization can positively impact your credit profile and may lead to higher credit limits in the future.

Roughly 95% of true business credit cards do not report to your personal credit as long as they remain in good standing. That means your utilization won’t tank your personal score, which is a major advantage when building long-term leverage.

Because waiting costs you. And… the funding game is shifting — fast. Right now, banks are tightening up. 0% offers that used to be 12–18 months are getting slashed to 6–9.

Banks are tightening approvals and once your credit profile gets overexposed, it can take months to fix. But the real reason to move now? The more prepared your file is, the higher your limits and the better your funding outcomes.

And here’s what makes us different: We don’t stop at 0% business credit. That’s just the beginning.

We’ve helped hundreds of clients secure $50K–$250K in 0% capital but that’s Phase 1. We also offer advanced consulting programs for those who want to go further:

-Become fully bankable

-Unlock $500K–$5M in long-term, low-interest funding

-Qualify for lines of credit that don’t require personal guarantees

Look, we get it. There’s a lot of advice out there. YouTube videos, $8K courses, free guides. We’ve seen it all. In fact, we’ve been through it ourselves. But here’s the reality most people find out after wasting time and money:

• Much of the advice out there is outdated, incomplete, or flat-out wrong.

• Funding isn’t just about having a 780 credit score.

  We’ve seen clients with “perfect credit” get denied across the board — and the issue? A P.O. Box listed on their Experian business credit profile.

  That one detail shut them down with every major lender. No YouTube video covered that.

  We’ve built a proven system not just to get approvals, but to avoid the hidden landmines that sink most applications.

  And that’s the difference:

• We don’t just show you how to get 0% cards.

• We tailor the strategy based on your exact credit + business profile

• We do it with real underwriting insight, not generic advice

• You get direct one-on-one guidance to navigate the process, not a DIY checklist

  If you want real results, you need real strategy. That’s what we do — and we do it right.